Make a payment

Making tax payments has never been easier. When you pay online, you can make your payment anytime, from anywhere.

Online payment methods

Online banking

Pay your taxes the same way you pay your phone or hydro bill.

  1. Sign in to your financial institution's online banking service.
  2. Under add a payee, look for CRA (revenue)-(2013)-tax owing, CRA (revenue)-past tax owed, CRA (revenue)-tax instalment or a similar payees.
  3. Be sure to enter your account number (social insurance number or business number) carefully to avoid a lost or misapplied payment.

Other information about paying your taxes using online banking:

  • Most financial institutions let you set up a payment to be sent to the CRA on a pre-set date for single or multiple payments in the future.
  • For business tax account payments, you may only be able to make a payment from a business bank account.
  • For help paying your taxes through online banking, please contact your financial institution.
Debit card – Interac® Online

Use the CRA's My Payment service to pay with your debit card through Interac® Online.

Credit card

The CRA does not offer the option of paying taxes using a credit card. However, you may be able to use a third-party service provider that offers additional payment methods, including credit cards. The only provider that offers the credit card method at this time is listed below for your convenience. Third-party providers charge a fee for their service.

  • Plastiq (T2 Corporation and T1 Individual)

Avoid late fees! Even if you pay today, the CRA may not receive your payment today. The transfer will typically take place within two to three days. However, you may encounter additional delays. Please contact the third-party service provider for more information. The CRA may charge you penalties or interest or both if your payment is late.

You are responsible for making sure the CRA receives your payment by the payment due date. If you are using a third-party service provider, you must clearly understand the terms and conditions of the services you are using. Also, links to other websites, or references on this website to products, services, or publications other than those of the CRA, are provided only for the convenience of CRA website users. The CRA does not endorse these products, services, or publications.

Pre-authorized debit

Set it and forget it: Pre-authorized debit (PAD) is an online, self-service, payment option. Using this option, you can authorize the Canada Revenue Agency (CRA) to withdraw a pre-determined payment amount from your bank account to pay tax on one or more dates. You won’t have to remember to mail your payments again.

For both businesses and individuals, the PAD option lets you create an agreement for many different payment types. The PAD service also lets you fully self-manage your agreement(s). You can set up a pre-authorized debit agreement at your convenience using the CRA's My Account or My Business Account services. For more information, go to Pre-authorized debit.

Third-party service provider

You may be able to make your payment through a third-party service provider. The third-party service provider will send your business or individual payment and remittance details online to the CRA for you.

Select any of the third-party service providers listed below to link to their website. The payment service offered by each company is noted in brackets. Third-party providers charge a fee for their service.

Avoid late fees! Even if you pay today, the CRA may not receive your payment today. We receive your payment on the date the service provider sends the funds to us—not the date you make your payment. The CRA may charge you penalties or interest or both if your payment is late. Contact your service provider to find out if you will experience processing delays.

You are responsible for making sure the CRA receives your payment by the payment due date. If you are using a third-party service provider, you must clearly understand the terms and conditions of the services you are using.

Note

Links to other websites, or references on this website to products, services, or publications other than those of the CRA, are provided only for the convenience of CRA website users. The CRA does not endorse these products, services, or publications.

Other payment methods

Pay at your financial institution, by mail, or using wire transfers.

Pay at your Canadian financial institution

You can make your payment at your financial institution in Canada. To do so, you need a personalized remittance voucher. Make your cheque payable to the Receiver General.

Mail a cheque or money order

If you want to mail your payment to the CRA, send your cheque or money order (payable to the Receiver General), along with your remittance voucher, to:

Canada Revenue Agency
875 Heron Road
Ottawa ON  K1A 1B1

If you don't have a remittance voucher, you can attach a note to your cheque or money order stating your social insurance number, business number, or non-resident account number and giving instructions on how you want us to apply your payment.

Note

  • Do not mail us cash or include it with your return.
  • We accept post-dated cheques.
  • If you make a payment with a cheque that your financial institution does not honour, including a cheque you put a “stop payment” on, we will charge you a fee.
  • A payment in foreign funds will be accepted. However, the exchange rate for converting the payment to Canadian dollars is determined by the financial institution at the time it processes your payment.
  • The Canadian Payments Association sets a maximum of $25 million for any cheque or other paper-based payment instrument cleared through the banking system. Canadian financial institutions will not accept cheques for more than this amount. You have to make arrangements with your financial institution when you make a payment of more than $25 million.

Pay using wire transfer

Non-residents who do not have a Canadian bank account can pay using wire transfer. For more information, see Wire transfers.

More information about your payment

Misapplied payments and related links

Accurate information—it's a must!

To make sure your payment is applied to the intended account, it's important to make sure the information you give us when you make the payment is accurate. Make sure you tell us the account number you would like the payment applied to and the tax year the payment is for if the payment is not for the current tax year. Businesses have to give their business number, period end date, and the fiscal year they want the payment applied to. Filling out your voucher accurately is important, since our employees process payments based on the instructions you give.

When you make an electronic payment to the CRA, the same information is required. You fill in all relevant payment details when identifying the CRA as a bill payee or when paying using your debit card with the CRA's My Payment service. It's important that you identify the correct account number and the type of payment, some examples being, CRA (revenue)-(current year)-tax owing; CRA (revenue) past tax owed, or CRA (revenue)-tax instalment. Your payment is applied using the information you give.

Misapplied payments

If you are a business owner or a representative and your payment was not applied to your account as expected, you can use My Business Account or Represent a Client to transfer payments within your various accounts or call 1-800-959-5525 for help.

If you are an individual and your payment was not applied to your account as expected, call 1-800-959-8281 for help.

If you are a non-resident taxpayer and your payment was not applied to your account as expected, for help call 1-855-284-5946 from anywhere in Canada or the United States or 1-613-940-8499 from outside Canada and the United States.

Related links

You can get information on when your payments are due, how much you owe, what to do if you can't pay the full amount by the due date, and more by selecting the links below.

Individuals

Businesses

Non-residents

Requirement to pay - Questions and answers

What could happen if you don’t make your payment

Stay connected

For regular information updates on our services, follow @CanRevAgency on Twitter.

Don’t let cheques slow you down. Easy route: Pay online

Tips

Avoid misapplied payments

Individuals, make sure you indicate:

  • the right account number; and
  • the tax year the payment is for, if applicable.

Businesses, make sure you indicate:

  • your business number;
  • period end date; and
  • the fiscal year you want the payment applied to, if applicable.
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