MP, DB, RRSP, DPSP, and TFSA limits and the YMPE

These tables outline the annual money purchase (MP), defined benefit (DB), registered retirement savings plan (RRSP), deferred profit sharing plan (DPSP) and the tax-free savings account (TFSA) limits, as well as the year's maximum pensionable earnings (YMPE).

MP, RRSP, DPSP and TFSA limits, and the YMPE.
Year MP limit RRSP $ limit YMPE DPSP limit
(1/2 MP limit)
TFSA $ limit
2016   $25,370     $10,000*
2015 $25,370 $24,930 $53,600 $12,685 $10,000*
2014 $24,930 $24,270 $52,500 $12,465 $5,500
2013 $24,270 $23,820 $51,100 $12,135 $5,500
2012 $23,820 $22,970 $50,100 $11,910 $5,000
2011 $22,970 $22,450 $48,300 $11,485 $5,000
2010 $22,450 $22,000 $47,200 $11,225 $5,000
2009 $22,000 $21,000 $46,300 $11,000 $5,000
2008 $21,000 $20,000 $44,900 $10,500 N/A
2007 $20,000 $19,000 $43,700 $10,000 N/A
2006 $19,000 $18,000 $42,100 $9,500 N/A
2005 $18,000 $16,500

$41,100

$9,000 N/A
2004 $16,500 $15,500 $40,500 $8,250 N/A
2003 $15,500 $14,500 $39,900 $7,750 N/A
2002 $13,500 $13,500 $39,100 $6,750 N/A
2001 $13,500 $13,500 $38,300 $6,750 N/A
2000 $13,500 $13,500 $37,600 $6,750 N/A
1999 $13,500 $13,500 $37,400 $6,750 N/A
1998 $13,500 $13,500 $36,900 $6,750 N/A
1997 $13,500 $13,500 $35,800 $6,750 N/A
1996 $13,500 $13,500 $35,400 $6,750 N/A
1995 $15,500 $14,500 $34,900 $7,750 N/A
1994 $14,500 $13,500 $34,400 $7,250 N/A
1993 $13,500 $12,500 $33,400 $6,750 N/A
1992 $12,500 $12,500 $32,200 $6,250 N/A
1991 $12,500 $11,500 $30,500 $6,250 N/A
1990 $11,500 (Old limits) $28,900 $5,750 N/A

 

Defined Benefit limits
2016 1/9 the money purchase limit
2015 $2,818.89
2014 $2,770.00
2013 $2,696.67
2012 $2,646.67
2011 $2,552.22
2010 $2,494.44
2009 $2,444.44
2008 $2,333.33
2007 $2,222.22
2006 $2,111.11
2005 $2,000.00
2004 $1,833.33
1990 to 2003 $1,722.22

*The proposed measure increasing this limit is subject to parliamentary approval. Consistent with its standard practice, the CRA is administering this measure on the basis of the Budget announcement. Financial institutions may immediately allow existing and new account holders to contribute up to the proposed maximum.

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